The Opportunity Cost of Homeschooling

(Note: I found this article in my files. I wrote it 15 years ago, but most of it still applies today.)

If someone offered you a million dollars in exchange for not homeschooling your children, would you take them up on it?

Recently I calculated that by staying home with my children and homeschooling them for the past 20 years, I lost between $500,000 and $1,000,000 in income.

When I left my full-time job in the early 1980’s to become a stay-at-home mom, I was making around $22,000 a year. A bit of Internet research has shown me that, had I spent the past 20 years working my way up the career ladder, I’d be making at least $40-60,000 annually now.

Do the math. Since I quit working full-time, I’ve missed out on earning well over $600,000. If I continue to pass up full-time employment in order to keep homeschooling my 11- and 13-year-old children (and God willing, that’s the plan), I stand to miss out on another $400-500,000.

Consider your own situation. Whether you’ve been homeschooling for a while, or just started recently, you’ll miss out on a substantial amount of earnings over the time you homeschool. Economists call this an “opportunity cost”, meaning what something costs you in lost opportunities. Each time you make a choice between two or more things, you incur some opportunity costs.

Lost income is probably the biggest opportunity cost of homeschooling, and my situation is not the most extreme. For example, if you have an advanced degree in law or medicine, homeschooling could cost you a six-figure amount in lost income each year. And even if you never went to college, you are likely missing out on $20-30,000 annually.

This brings us to the question: is it worth it? Does homeschooling reward your family enough to make up for the loss of hundreds of thousands of dollars of income?

The answer depends on how much you value the intangible rewards of homeschooling. Looking back on the past 20 years, I think of all the memories my children and I made. There were games and projects, frustrations and solutions, fighting and forgiveness. We had so much time together, thanks to homeschooling. As my two older children have grown into adults, that time has dwindled, and has gone from daily life to occasions. How can I put a price on those years we had together?

True, had I remained employed all these years, we would be driving nicer vehicles, and maybe even living in a larger house on a bigger piece of property. We’d have new furniture. We would have taken expensive vacations so we could have some “quality time” with our children.

And what of our children?

They would have gone to school. Maybe they would have turned out to be as terrific as they are, but maybe not. Almost certainly we would not be as close emotionally, because we wouldn’t have had all the time together that homeschooling allowed us.

Some of them might not even be here now. Had I kept working full-time, it’s unlikely we would have had four children. The daycare expense would have been too high. Chances are we would have stopped after one or two. I don’t even want to imagine life without any of my children!

And what of the value of our homeschooling? In my area, one private school with an excellent reputation charges $12,000 annual tuition. When I first heard about that, I wondered who could afford that kind of money per child each year. But now I think, that’s not so high. My own children’s education is currently costing us $60,000 each year in lost income. That’s $30,000 per child, and it covers:

Personalized, one-on-one instruction and attention
A teacher who loves those kids more than any other teacher would
Hand-picked books and resources
Student-led learning and exploration
No peer pressure or negative socialization
The opportunity to live and learn in the real world
Plenty of personal free time in which to grow and learn
Those are just some of the benefits for my children. There are also benefits for me, including:
Quantity time with my children, as well as quality time
The opportunity to really get to know each of my children before they grow up and leave home
No teacher conferences, PTA meetings or room-parent duties
Living by our own schedule instead of the local school’s schedule

In my heart, I can’t put a monetary value on the benefits of homeschooling; they are priceless. But any economist would tell me they are costing me $60,000 a year. My response would have to be that at that price, homeschooling is a bargain.

The “Joys” of School

It’s fall, and the kids are back in school, where they can learn math, reading and what gunfire sounds like:

The high school principal sent emails out to parents saying in part that the drill will include an alleged shooter in the building.

The police will be firing blanks to expose everyone to the sound of gunfire in the building.

If this doesn’t make people choose homeschooling, or at least a public school virtual academy like we have here in Wisconsin, I don’t know what will. Our society has deteriorated to the point that keeping your kids home is simply being rational.

How Schools Help Turn Children into Coddled Young Adults

People are complaining that the milennials won’t grow up, and in many cases they’re right. But who’s at fault? Their parents for coddling them, and the schools for treating teens like children.

This article points out what limited freedom today’s teens have. Even working is seen as inferior to going to school. Back in the 1970s, teens who didn’t want to go to college could go to school until noon and then leave for work. Now, if they work, they’re dragged back to the waste of time that is modern high school. Never mind that those first few jobs get young people on the road to eventually supporting themselves by giving them a taste of earning their own money.

While you’re there, scroll down and check out the chart in that same article, the chart showing the growth in students, teacher and administrators since 1950. There hasn’t even been 100% growth in the number of students, but we’ve gained 252% in the number of teachers, and a whopping 702% in the number of administrators.

Clearly public education has become a cash cow for many people, while preparing teens for adulthood takes a back seat. Savvy parents will put their teens’ needs first and help them get ready for adulthood without waiting for permission from the school, while homeschooling parents have the freedom to make the teen years a launching pad into adulthood, which is as it should be.

(Prepare your teen for adulthood with my book, Life Prep for Homeschooled Teenagers, now available in an expanded third edition, and also newly released as an eBook.)

Why Homeschooling Can Be Very Good for Women

Tuesday, the day after Labor Day, marks the 30th anniversary of my first official day of homeschooling our children. Later this year, I will mark my birthday; my new age is a very round number, one of those numbers that makes you look back on your life, and think.

Hence the contemplative mood I find myself in today. I think back on how I’ve spent my life, and I realize I spent the majority of it homeschooling. If you count my eldest child’s first five years of life, before the day we first sat down at the kitchen table, sang “My Country ‘Tis of Thee” (because that’s what we did when I was in kindergarten) and opened a fresh new workbook from A Beka, I actually began homeschooling 35 years ago.

When I was a teen, I never knew homeschooling existed, much less that I would spend the bulk of my “career years” doing so. I never really had much career guidance from my family or teachers. But I grew up when feminism was in full bloom, so the one thing I was certain of was that only a career would make me happy, not staying home to raise children. That’s what all the women’s magazines I read told me.

Back then, people still believed that all the “good” careers required a college degree, so off I went to college. I got the degree, got the job in the corporate office working with the CEO and other head honchos of a large company, and spent my days writing articles and publishing a newsletter to motivate the sales force of 500+ men to sell more product.

I got to wear the cool corporate wardrobe that was in vogue back then: wool blazers, pencil skirts, silk-lined slacks, pantyhose and high heels. I got to leave the office for lunch meetings (on the company) in fancy restaurants. I was quoted in industry magazines and attended national trade shows.

I lasted 2 ½ years.

I was bored silly doing the same old things all the time, and I hated being locked up in an office every day from eight to five. Most importantly, I learned that I did not want to spend my life trying to raise sales numbers. I didn’t really care how much money the company made; increasing its profits wasn’t a goal worth giving up my time, literally my daily life, to achieve.

The feminists kept telling me that I would find happiness in a career, but they were wrong. I had to find something meaningful to do with my life; being paid money to do something that looked glamorous (but was, in reality, monotonous) was not the answer.

My husband and I solved this problem in the time-honored way: we had a baby. I took to motherhood like a duck to water. My baby was six months old when I first read about this amazing concept called homeschooling. We left her with her grandparents for a day so we could go to a seminar by a couple named Dr. Raymond and Dorothy Moore, and we were soon sold on the idea.

Looking back, I realize that I had been listening to the wrong voices when it came to determining my vocation. I see now that God put the concept of homeschooling in my path at just the right time in my life. He spent a few years teaching my husband and me about it, and then, when it came time to put our little girl on the school bus, we kept her home. We never sent a child to school until years later, when we sent one to college.

I’ve written many times about what a blessing homeschooling was for our family. But it was also a blessing for me personally. I got to run my own show: no more sitting in meetings, listening to the bosses drone on about their plans for the next fiscal year. I planned my own days, made lesson plans, bought supplies, set up art projects, and arranged field trips. I loved working with my kids each day, and especially the independence of it all.

After I’d been homeschooling for a few years, I got more creative. I began writing my own curriculum, designing my own unit studies, and coming up with ideas that would help my children learn what they wanted to learn, in addition to the reading, writing and math that their dad and I required them to study. As my children grew older, I learned to become more of a facilitator than a teacher, obtaining whatever materials and experiences they needed to explore different areas that interested them.

During these very busy years, I had to put my own interests and hobbies on the back burner because there just wasn’t time. But that was alright because I was immersed in helping my children learn what they wanted and needed to know.

Once my eldest two kids left home, I had more time on my hands, and that’s when I finally began to enjoy using the gift of writing that God gave me. I published a couple of newsletters about homeschooling, wrote books and articles about homeschooling, and even began selling some of the curriculum I designed for my kids.

These days, I continue to enjoy writing and publishing (Cardamom Publishers, the company my husband and I started, celebrates its 15th anniversary this year.) Thanks to the Internet, we both work from home, so I not only get to enjoy being in charge of my own schedule, but also being with my husband instead of being apart every weekday. And I’m happy to say I’ve never had to work in some corporate office again.

Professor and cultural critic Camille Paglia once referred to homeschooling mothers as being “formidable and capable personalities whom feminism has foolishly ignored.” It’s true:

  • It takes guts to go against the flow by keeping your kids home instead of sending them to school like most parents do.
  • It takes brains to keep smart children challenged.
  • It takes emotional strength to live with your children day in and day out, year in and year out, something most mothers never do (whether they work outside the home, send their kids to school, or both.)

But there are rewards. We have the freedom to use our gifts in a meaningful way. We also have the freedom to decide how our days will go, where we will work, when we will work. Instead of being parked in a cubicle, I spent my days:

  • On the sofa reading aloud
  • At the table teaching algebra
  • In the kitchen showing a child how to cook
  • In the yard inspecting the root system of a garden plant
  • In museums, at plays and touring places of business, to name just a few field trips we took.

Being a homeschooling mother means being able to choose how you spend your days, and your life. I’ll take that over the feminism I was sold back in my youth any day.

 

Homeschooling on a Sailboat

We lived the homeschooling lifestyle that most families do, with school around the dining room table, field trips to museums and plays, and a house packed full of books in almost every room.

So it’s kind of hard for me to imagine homeschooling my kids on a 47-ft. sailboat while traveling the world. But that’s what this family did, and what an amazing journey they’ve had. They visited 48 countries and traveled over 58,000 miles. Talk about sheltered homeschoolers 😉