Exercises in Frugality, Part 3

Posted on November 11, 2009 by Barb

Prepaid Cell Phones

I’m not big on cell phones. I like being unreachable when I’m out and about. (Even when I’m in the middle of something at home, I’ve been known to ignore the landline when it rings unless it’s one of my kids.) But I like having a phone when we travel, or when I’m out driving our elderly minivan, so I can call for help if it breaks down.

I’ve bought TracFones for years. Some were good, a couple not-so-good. But this latest one is awesome. I bought it after we moved a few months ago, since I had to change the area code anyway.

I paid $18 for the phone, which has double-minutes-for-life, meaning every time I load it up with minutes I’ll get double what I purchased at no extra charge. I also bought a 60-minute card for an additional $20. Before adding the minutes I searched out a promo code (search words: “Tracfone promo code”) on the Internet for 60 free minutes with the purchase of a 60-minute card. Thus I got 180 minutes (and four months’ worth of service) added to my phone, at a rate of just over 11 cents a minute.

Of course, I don’t use it for chit-chat, so I rarely use up the minutes before the service date is up. But I don’t really want to be on the phone while driving or grocery shopping anyway.

The best part? I don’t get a monthly bill, and the taxes are included. I’ve seen other people’s monthly cell phone bills, and I can’t believe how expensive they are. In the past, we’ve spent about $10/month for TracFones. With double-minutes-for-life, it should be even cheaper.

Exercises in Frugality, Part 2

Posted on November 9, 2009 by Barb

Hot Chocolate Mixes

Living here in chilly Wisconsin, we love our hot chocolate. I usually buy big boxes of hot chocolate mix at Sam’s Club, but decided to try to save a few dollars by making my own. Since I have a food processor, this isn’t hard to do.

There are many hot chocolate mix recipes online. Here’s the one I found, with ingredient costs in parentheses (all ingredients purchased at Aldi):

Hot Chocolate Mix

4 cups dry milk ($1.87)

1 1/2 cups sugar ($.26)

1 cup powdered coffee creamer ($.26)

¾ cup cocoa powder ($.50)

½ package instant vanilla pudding ($.25)

Blend ingredients together in a food processor. Use 1/3 cup mix in a mug of hot water.

A mug of this hot chocolate tastes fine. The instant pudding prevents the mix from sinking to the bottom of the mug. So what’s the problem?

The cost! It works out to 14 cents a serving. A box of 60 envelopes of Swiss Miss mix from Sam’s Club is $5.38 for 60 envelopes, or 9 cents a serving. Bummer. I didn’t work out the price ahead of time because I figured homemade would be cheaper.

However, all is not lost. Our son loves a brand of peppermint hot chocolate mix that is a bit expensive. Adding ½ t. of peppermint extract to this mix recipe makes the hot chocolate he loves at far less than its usual cost of 28 cents per serving.

Exercises in Frugality

Posted on November 5, 2009 by Barb

R2D2, aka DAK

Frugality, one of my favorite topics, continues to increase in popularity as the economy negatively affects more and more families.

Some people apparently take frugal tips pretty seriously; note a couple of cranky commenters at this post. Two thought the blogger’s tips were too common, and one misguided soul suggested the blogger stop homeschooling, put her kids in school and start an in-home daycare.

Instead of complaining that someone’s frugal tips are too basic, most commenters helped by sharing their own tips. I think I’ll do the same for the next few posts.

Bread machines

My beloved Oster bread machine died several months ago after about ten years of use. The unit still worked but the pan began leaking oil (or something similar) into the bread because the seal was shot. A perusal of eBay introduced me to a few people* who would love to sell me a replacement pan for $20 plus $10 shipping.

Not interested. Instead, I hit the local Goodwill and bought a replacement, a Regal for $9. It made so-so dough and baked bread that resembled a doorstop in shape and heft.

I waited patiently while watching Goodwill for a new bread machine but kept seeing the same type as the Regal. A blogging friend suggested I buy a Zojirushi BBCCX20 Home Bakery Supreme Bread Machine as she’d had great luck with it. I checked it out on Amazon: $200+, and some (though definitely not most) people had trouble with it.

I know how ticked I’d be if I spent $200 on anything and it didn’t work right. So I decided to keep being patient and checking Goodwill. But then I saw a Sunbeam breadmaker at Walmart for $50. It had pretty decent online reviews, so I decided to use my birthday gift money to buy one, but when I went back, they’d cleared out that model and replaced it with another, whose model number came up empty on a Google search. Not a good sign!

Not long after this, I stopped by Goodwill and found four bread machines. Three were Regals or looked like them. The fourth was so funny looking that I didn’t realize it was a bread machine at first. But it came with recipes, and at $5 it seemed worth the gamble.

Turns out it’s old (1990) and works great! It has quite a fan club, and I can see why. I thought I was being so clever calling it R2D2 until I found out that many people call it that.

Anyway, it makes great bread and dough, it was $50 cheaper than the bread machine I saw at Walmart, and $200 cheaper than the Zojirushi. Definitely worth waiting for!

* Sounds like a profitable racket, so I gave my old Oster and the Regal to my eBay seller daughter, hoping she can make some money off the parts, paddles and manuals 🙂

If Mom Goes Back to Work

Posted on October 30, 2009 by Barb

Lately I think about whether I should go back into the workforce.

After all, I’ve got only one child (age 16) still at home during the day now, and a husband who’s also at home. If my husband homeschooled our son, I could get a job.

However, according to this article, “Studies have found that for every two years a woman is out of the labor force, her earnings fall by 10 percent, a penalty that lasts throughout her career.”

Hmmm. I’ve been home with my kids for 26 years. 10% X 13 equals 130%. That’s quite a drop! That statistic is not referenced, however, so I can’t check to see if it’s legitimate. Just as well. If it were true, my paycheck amount would be a negative number!

That’s assuming I could even find a job. Somehow I don’t think potential employers would be impressed that I’ve spent the past 25 years raising children and homeschooling them. I doubt that homeschooling is one of the keywords they look for when they scan resumes. 8)

Looks like it may not be worth all the upheaval to be a “relauncher,” as women returning to the workforce are now called. Maybe I’ll stick to being a modestly paid but happy work-from-home writer for as long as I can.